When the phone rings don’t say YES!
May 15Robo calls are a daily event. If you ever answer do not say anything even if they are asking to confirm your name. These calls record you saying “Yes” and use that to prove you have ordered something or agreed to something. This article says to register The National Do Not Call Registry along with this tip…. “Another solution is to download third-party cellphone apps such…
CONTINUE READING >How MN taxes compare
Nov 05Key Takeaways: MN raked as Least Tax Friendly State Sales Tax of 6.875% State Income Tax from 5.35% to 9.85% This article from Kiplinger ranks Minnesota tax environment along with the other 49 states. It is a nice quick read that compares and contrasts all the taxes you will encounter as a resident. Even upon your demise the state takes a bite on inheritance and estate…
CONTINUE READING >How to bump your FICO score
Nov 04Key Takeaways If monthly charges stay about the same you are using a smaller percentage available to you Keep your spending to less than 30% of total available to you Ask for an increase when things are financially good-just in case for a rainy day need This article on Investopedia points how increasing your credit limit on existing credit cards is better for your FICO score…
CONTINUE READING >More cash and gas at month end!
Nov 03For the first time in a long time we have more cash and gas in the car at the end of the month. Not too long ago we had more month left at the end of our paychecks! This article from Kiplinger shows that we are saving at the highest rate since 1975. When this pandemic settles we could have a tremendous amount of pent-up demand…
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