5 Keys to Your Social Security Benefits Strategy

Jan 17

This is a great article that lays out the options available to all of us regarding Social Security benefits.  I read the article and found the answers for our family.  My wife worked part-time for many years and we wanted to know the best strategy for her collecting social security in a couple of years.

For us the best strategy will be for her to claim as soon as she turns 62.  It will be a reduced amount based on her years of part-time work.  Once I retire, she will be bumped up to 50% of my higher social security amount.  While the amount she collects goes up every month she waits to file, the number of months to collect until she converts to spousal benefit declines.  It’s a simple math problem to calculate and for her the best solution is file as soon as possible.

Action step: It’s never too early to plan the next stage of life and get a plan together.  Better to act than react.

About SaverNotes, LLC

Headquartered in Eden Prairie, MN., SaveNotes, LLC provides a unique alternative to stocks, bonds and CD’s by providing fixed income with high return, while remaining easy to invest.

SaverNotes pays interest to its investors based on a variety of available investment amounts and maturity dates. SaverNotes have no fees or expenses and are available for any Minnesota investor.  Current rates range from 3.00% to 6.00% based on terms of two to five years.  Investors can also invest through their IRA account.

Regular	$2,000 +
IRA	$25,000 +
Term	Interest Rate
2 Year	3.00%
3 Year	4.00%
5 Year	6.00%

Learn about how this investment fund was made possible through our investment partnerships and our experienced legal, wealth management, banking and accounting advisors at www.SaverNotes.com.