Notes from SaverNotes were created to provide a high current return, are easy to invest in, have no fees or expenses and are available for any Minnesota resident.
I listened to the Greatest Generation talk about how little they were earning on their savings. They were concerned about inflation eating away their buying power. CD’s earn less than 1.00% and investors can’t keep pace with inflation. SaverNotes as of this writing sells notes that pay a fixed rate of return between 3.00% and 6.50% based on the amount invested and the length of time invested.
I also heard Gen-Xer’s talk about earning more on their savings. They considered buying rental real estate as an investment but there were many hurdles that kept them from investing in a condo for rent. They needed a large down payment. They would have to screen potential renters, manage collecting the rent, fix repairs and commit to an investment with no defined timetable. Investors that purchase notes from SaverNotes determine the amount they wish to invest, pick the term of two, three or five years and have no fees or expenses that will reduce their returns.
As a Baby Boomer I read that since January 1, 2011 we will average 10,000 people a day will turn 65 for the next 19 years or over 69 million Baby Boomers. There will be a tremendous amount of wealth transfer from the Greatest Generation to the Baby Boomers along with a conversion of their 401(k)’s into IRA’s upon retirement. All these investment funds can not be invested into the stock market and some will be seeking a fixed rate of return and diversifying their investments. With interest rates so low in CD’s offered by banks and fixed income bonds at historic low rates, many investors will be seeking an alternative investment that will provide a higher yield.
SaverNotes was created to fill this void.
I determined an alternative investment was possible. I engaged legal, wealth management, accounting and banking advisors to help create SaverNotes. We spent many hours drafting, reviewing, editing and rewriting the official document, the Prospectus and Subscription Agreement that describes the notes for sale from SaverNotes in detail.
Wealth management, accounting and banking advisors helped in creating a seamless, automated process free of expenses and fees to the investor. We created a process to accept funds from individuals and from self-directed IRA accounts that pay quarterly interest payments and then created an interest rate “kicker” that equals 10% of the annual profits of SaverNotes paid out to investors as additional interest. The investor receives an above market fixed rate of return and participates in the success of SaverNotes profitability as well.
Finally, we needed a Proposed Partner to use the funds, generate income for SaverNotes to pay quarterly interest and to be profitable. Our Proposed Partner to start with is Oppidan Investment Company. The company has been developing very successful properties in Minnesota and in over 20 other states for over 20 years.
Oppidan has a great client list that includes: Target, Best Buy, Cub Foods, Rainbow Foods, US Bank, Wells Fargo, Walgreens, Gander Mountain and over 20 other retailers. All of their relationships with these clients have been multiple developments. Oppidan has developed over $1.5 billion of properties for these clients.
SaverNotes will provide development funds for this Proposed Partner and will be paid back from the development and sale of the properties to institutional and individual buyers.
If you are interested in finding an alternative investment that provides a higher fixed rate of return, is easy to invest in, has no fees or expenses, has a well thought out plan, has been reviewed by legal, wealth management and accounting advisors SaverNotes may be an investment to consider.
SaverNotes notes are for Minnesota residents only and are subject to the Prospectus, Subscription Agreement and any Supplements. For current interest rates and information please visit www.SaverNotes.com
Headquartered in Eden Prairie, MN., SaveNotes, LLC provides a unique alternative to stocks, bonds and CD’s by providing fixed income with high return, while remaining easy to invest.
SaverNotes pays interest to its investors based on a variety of available investment amounts and maturity dates. SaverNotes have no fees or expenses and are available for any Minnesota investor. Current rates range from 3.00% to 6.00% based on terms of two to five years. Investors can also invest through their IRA account.
Regular | $2,000 + |
IRA | $25,000 + |
Term | Interest Rate |
2 Year | 3.00% |
3 Year | 4.00% |
5 Year | 6.00% |
Learn about how this investment fund was made possible through our investment partnerships and our experienced legal, wealth management, banking and accounting advisors at www.SaverNotes.com.