This recent study shows that buying and holding a diverse set of index funds beats hedge funds and individual stock pickers over an extended period of time. The active manager may beat index funds once in a while but over time it is much better to invest in low cost index funds.
…the index investing-golf analogy, you can be a “scratch golfer” without even having to practice, buy expensive golf clubs, or take lessons from pros, and you also get the additional benefit of paying much lower green fees (or private club fees) than most golfers who do practice incessantly, invest in the best golf equipment and take private lessons! Sign me up for that deal!
Headquartered in Eden Prairie, MN., SaveNotes, LLC provides a unique alternative to stocks, bonds and CD’s by providing fixed income with high return, while remaining easy to invest.
SaverNotes pays interest to its investors based on a variety of available investment amounts and maturity dates. SaverNotes have no fees or expenses and are available for any Minnesota investor. Current rates range from 3.00% to 6.00% based on terms of two to five years. Investors can also invest through their IRA account.